BSP Cook Island | Planned Maintenance Please be advised that a planned maintenance has been scheduled for Sunday 19th of July, 2026 between 01:00am – 4:00am (Cook Island Time), During this time, All BSP CI Issued Cards used Online/Overseas/Locally & Internet Banking will be unavailable. Foreign Cards Services, BSP ATM/EFTPOS/IPG services will remain fully operational.We apologize for any inconvenience this may cause and thank you for your understanding.Notice

Term Deposit

Watch your savings grow with BSP’s Term Deposit. You’ll earn a guaranteed return with a generous fixed interest rate, so your money works for you. With flexible terms and no hidden fees, it’s a smart way to protect and grow your funds.

About the BSP Term Deposit

This term deposit comes with higher interest growth than a regular savings account. Because the rates are fixed and guaranteed, you’ll know exactly how much interest you’ll earn. And your money is locked away, so you aren’t tempted to spend it. With a range of term limits, choose what best matches your goals. When the term is up, you can choose to reinvest or take out your money.

Apply at your local BSP branch

How to Apply

Apply In Branch

  • 1
  • 2

What You’ll Need

  • 1
  • 1
  • 2
  • 3

Rates and Fees

Please see below for more information

Interest Rate Information Schedule

Forms and Documents

Customer Banking Agreement

Deposit Terms and Conditions